Citizens Bank & Trust links traditions with the community bank of tomorrow - Citizen Bank and Trust

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1359 W Main St., Atwood, TN 38220-2825


(731) 662-7171


Monday - Thursday: 8:30 a.m. – 4:00 p.m.
Friday: 8:30 a.m. – 5:00 p.m.
Closed Weekends

For generations, families have built hopes and dreams, homes and businesses with the backing of their local bank.

Why stop now?

Build the life you want with the resources of a large institution and the service of your community bank.

Mobile & Online Banking

Access your Citizens Bank & Trust of Atwood accounts through our secure and convenient Mobile Banking app. Once you are enrolled in Online Banking, you may use your Username and Password to access these great features:

  • View account balances and transaction history
  • View your check and deposit ticket images
  • Initiate account transfers between your Citizens Bank & Trust of Atwood accounts
  • Pay your Citizens Bank & Trust of Atwood loans
  • Pay bills and setup payees
  • Deposit checks to your Citizens Bank & Trust of Atwood checking and savings accounts
  • View Locations of Citizens Bank & Trust of Atwood branches and ATM’s
  • TouchID or FaceID capable on iPhone app

Citizens Bank & Trust  is the link between traditions link and the link  community bank of tomorrow.

Community banks have earned the trust of generations through years of service and connection. At Citizens Bank & Trust, we want to continue building that trust by empowering the people and businesses in our community to reach their financial goals.

We partner with local banks to create the community bank of tomorrow, where you don’t have to choose between the relationships you’ve built and the technology you need to be successful.

We’re here for you and our family at Citizens Bank & Trust is dedicated to providing the modern capabilities you desire, while sustaining the relationships that define our community’s lineage.