Citizens Bank & trust is the link between local bank service 
and big-bank convenience.
Leadership
From our leaders to our customers, our Tennessee history runs deep. That’s why we’re bringing innovative banking technology to our community, while sustaining the relationships that define our lineage.
Charles Johnson
West Tennessee Market President
Charles is a graduate of the Southeastern School of Banking as well as The Southeastern School of Advanced Commercial Lending. He resides in Medina, TN where he is involved in many civic affairs.
Board Members
James B Webb
Jimbo graduated from Atwood High School, University of Tennessee at Martin, with a degree in political science, and received a law degree from the University of Memphis. From 1980 to 2000, Mr. Webb served as legal counsel for the bank. He currently serves as Assistant District Attorney for Carroll County.
Paul Moore
In 1976, Moore began his career as a bookkeeper at Citizens Bank & Trust, a bank owned by his family since 1927. He later moved on to a teller position and advanced to CEO of the bank in 1990. He served in that role for 30 years and retired in 2020.
Locations
Citizens Bank & Trust is part of a network of community banks across Middle and West Tennessee. Explore our locations.
News
The latest news and updates for Citizens Bank & Trust customers and the Atwood community.
Investor Relations
Without the Lineage Financial Network investors, bringing modern capabilities to community banks across Tennessee wouldn’t be possible. We’re thankful our investors believe in empowering local banks with the innovative technology they need to continue serving the customers—and the community—they’ve always known.
Lineage Financial Network is serving communities in Middle and West Tennessee through partnerships with local banks.
Ready to partner with a bank that has the best interest of you and your community in mind?