Citizens Bank & trust is the link between local bank service and big-bank convenience.
Leadership
From our leaders to our customers, our Tennessee history runs deep. That’s why we’re bringing innovative banking technology to our community, while sustaining the relationships that define our lineage.
Charles Johnson
West Tennessee Market President
Charles is a graduate of the Southeastern School of Banking as well as The Southeastern School of Advanced Commercial Lending. He resides in Medina, TN where he is involved in many civic affairs.
Carl Haynes
President
Carl Haynes is a veteran in the banking industry, with over 20 years of experience serving communities in Williamson County. Haynes joined Lineage in 2021 as Executive Vice President and Chief Banking Officer. He leads a team of local bankers with careers built on banking the residents of Middle Tennessee. Prior to joining Lineage, Carl held the position of Business & Commercial Banker for First Bank, formerly Franklin Synergy Bank. Haynes is a Nashville native and graduated from Belmont University in 2001 with a BBA in Finance.
Board Members
James B Webb
Jimbo graduated from Atwood High School, University of Tennessee at Martin, with a degree in political science, and received a law degree from the University of Memphis. From 1980 to 2000, Mr. Webb served as legal counsel for the bank. He currently serves as Assistant District Attorney for Carroll County.
Rolando Toyos
Rolando Toyos serves as a Board Member for Lineage Bank. Dr. Toyos is Board Certified in Ophthalmology and specializes in Cataract Surgery, LASIK, Glaucoma, and Dry Eye. He volunteers his time to Eye Care America, a national program that provides eye care to the poor. The clinic has completed mission trips to Nicaragua, Honduras, Columbia and Haiti. He has also been a board member of Ballet Memphis and the Memphis Rock & Soul Museum.
Paul Moore
Jeff Hausman
News
The latest news and updates for Citizens Bank & Trust customers and the Atwood community.
Investor Relations
Without the Lineage Financial Network investors, bringing modern capabilities to community banks across Tennessee wouldn’t be possible. We’re thankful our investors believe in empowering local banks with the innovative technology they need to continue serving the customers—and the community—they’ve always known.
Lineage Financial Network is serving communities in Middle and West Tennessee through partnerships with local banks.
Ready to partner with a bank that has the best interest of you and your community in mind?